Datarius a Completely Decentralized Crytobank
Datarius
project developed by Fintech Company icrypto S.A. is a novel, social type of
cryptobank which will be first financial institution in cryptobank industry
that is capable of offering customers full varieties of financial services
executed within a decentralized system. The decentralized system representing
datarius model will include blockchain technologies that will ensure secure
information recording and storage which will excludes the possibility of
changing or forging piece of data.
The
distinctiveness of Datarius Cryptobank is that the project allows customers to
get services, suitable to their needs by operating on peer to peer ecosystem,
where customers making transactions are private users.
Mission
Statements
(i) Development
of peer to peer system that will enable full potential use of decentralized
financial technology within the context of cryptocurrency payment system and
real life.
(ii) To
offer world community with access to major financial instruments through peer to
peer transaction.
(iii)
Contrasting most developers that promote monopolization of world financial
market by large players, datarius will create seamless financial institution
that would embrace all advantages of traditional financial organizations without
disadvantages: non-transparency, unpredictability, lobbyism, and administrative
burden.
Advantage
of Using Datarius Cryptobank
Usage of cryptocurrencies, which
centrally controlled, as well as smart contracts allows to process transactions
more efficiently and safely compared to conventional deals.
The system allows users to make
their own decision when judging appropriateness of certain services and
applications, which reduce cost of processing transactions.
Customer selects a service
according to his/her own prerequisites and pays the price without service
charge.
Project
Plan and development
Datarius
Project team will provides access to completely decentralized system of
financial services for both people who are aware of the cryptocurrency market and
those who are still cautious of such services. The project will bring
cryptocurrency system from practical space to real financial services market,
preserving the best features of traditional banks without bureaucratic
practices and excess service costs.
Development
of multifunctional cryptobank is a complex process, datarius team will work to
enhance preliminary agreements with prospective partners and implement their
services in the system.
Datarius
cryptobank development steps include:
Personal
IBAN
Users
will have wallets that are related to personal account with equivalent
International Bank Account Number. User accounts will be linked to datarius
account in partner bank with certain cash balance that is maintained
constantly. This will allow fiat currency to circulate within established
limits without intermediaries.
Multi-Currency
Accounts
User will
be able create and use wallets denominated in any currency. As a result of this
feature system will be a full-fledged payment hub in which various national and
cryptocurrencies are freely converted without using other exchange platforms.
Peer to
Peer Lending
Datarius
P2P lending system will have two key objectives:
1. to
increase reliability and to automate technical aspects of lending with smart
contracts and data recording in a blockchain;
2. to
evaluate and group loan applications by levels of risks through the algorithmic
selection and, in some cases, processing by analysts of datarius system
To access
Datarius P2P lending system, users need to undergo verification procedure (a
principle called Know Your Client), by adding personal information to the
profile and confirming mobile phone number.
Co-branded
Credit Cards
Asset Exchange
Transaction Insurance
Online Training Centre for System Users etc.
Asset Exchange
Transaction Insurance
Online Training Centre for System Users etc.
Token
Detail
Soft Cap:
$1000000
Hard Cap:
$67000000
Limitation
of number of tokens: 200.000.000 DTRC
The fixed
value of the token: 1$
Presale:
12.12.17 12:12 UTC — 31.12.17 12:12 UTC with 35% bonus
Crowdsale:
February 2018
For your
details:
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